• Email: info@aura.co.th

• Phone: +66 8241 88 111

• Address: 75 Wichit Road, Phuket Thailand 83000

• Turkey : +90 532 78100 86

• Netherlands : +31 6 5425 3096

Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Aura with regard to matters other than your use of the Site. Aura may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

This Site is owned and operated by Aura Solution Company Limited better known as AURA., and all of its subsidiaries and affiliates, including Aura Solution Company Limited and Aura Marketing Corporation (collectively, "Aura"). Aura may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Aura and used for Aura's internal business purposes, without liability.

Limited license and restrictions on use

Aura grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by Aura in writing. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Aura reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by Aura in writing, you may not (or enable others to):

• Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, "Materials");

• Redeliver any page, text, image, or Materials on this Site using "framing" or other technology;

• Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Aura;

• Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts

related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site;

• Modify, copy, obscure, remove, or display Aura's name, logo, trademarks, text, notices, or images without

Aura's express written permission. To obtain such permission, you may e-mail us at intellectualproperty www.aura.co.th ; or email info@aura.co.th

• Include the term "Aura," or any Aura trademark or executive's name, or any variation of the foregoing, as a

meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Aura.

Linking conditions

You may not link to this Site unless you comply with these linking conditions ("Linking Conditions"). Aura grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site ("Link"), provided you comply at all times with the following conditions:

• The Link must resolve either to Aura's portal page at www.aura.co.th , or to the appropriate one of Aura's homepages which are at www.aura.co.th (for personal investors), at www.aura.co.th (for retirement plan participants), at www.aura.co.th (for institutional investors), and at www.aura.co.th (for financial advisors), unaltered in any way;

• The text of the Link must read either "Aura Solution Company Limited ," "Aura," " at www.aura.co.th " or at

www.aura.co.th You may not use any Aura logo or graphic, or any other Aura trademark, as part of the Link without Aura's express written permission; and

• The Link and surrounding context on the linking site must not: (a) falsely represent or misrepresent any

relationship between the linking site and Aura, including suggestions of affiliation, endorsement, or sponsorship; (b) portray Aura or its affiliates, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (c) deliver the Materials in a framed environment or alter the layout, content, look, or feel of the Site.

If you have created a Link that conforms to these Linking Conditions, then you also may include one or more Links to any internal or subsidiary page of this Site that is located one or several levels down from the homepages (known as "deep links"), provided, however, that all such deep links must be in close physical proximity to the Link that conforms to the Linking Conditions. You may not maintain numerous or pervasive Links to this Site.

RSS and podcast feeds

Aura grants you a limited, revocable, nonexclusive right to view, store, bookmark, access, download, display, create hyperlinks to and use the Really Simple Syndication and podcast feeds (collectively, the "Feeds") offered by Aura solely for your personal, informational and noncommercial use or as otherwise authorized by Aura in writing, provided you comply at all times with the following conditions:

• Except as otherwise stated in these Terms of Use, you may not modify, copy, redistribute, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit in any manner whatsoever the Feeds or the reports, data, information, content, software, files, products, services or other materials supplied by Aura in connection therewith;

• You may create a hyperlink to Aura's Feeds, provided that (a) the hyperlink is functional and resolves directly to the applicable Aura website page, unaltered and unframed in any way; and (b) you provide attribution to the appropriate Aura website in connection with your use of the Feeds. If you provide this attribution in text, the hyperlink must read either at www.aura.co.th " If you provide this attribution with a graphic, you must use the graphic Aura has incorporated into the Feeds, without alteration. Your right to use the above- referenced Aura graphic is limited to providing attribution to Aura in connection with the Feeds. You may not use any Aura logo or graphic, or any other Aura trademark, for any other purpose without Aura's express written permission;

• Any hyperlink to Aura's Feeds and the surrounding context on your site must not: (a) falsely represent or

misrepresent any relationship between Aura and you or your site, products or services or any third party or their site, products and services, including suggestions of affiliation, endorsement or sponsorship; (b) portray Aura or its affiliates, or their products or services, in a false, misleading, derogatory or otherwise offensive manner; or (c) display the content of Aura's Feeds in a manner that does not permit successful linking to, redirection to or delivery of the applicable Aura website page; and

• You may not incorporate advertising into or targeted towards the content of Aura's Feeds or insert any intermediate page, splash page or other content or materials between any hyperlink to Aura's Feeds and the applicable Aura website page.

Any uses of Aura's Feeds not granted herein are strictly prohibited. Aura retains ownership of and all other rights in and to the Feeds, and any reports, data, information, content, software, files, products, services, links, trademarks, logos or other materials used in connection therewith. Aura reserves the right, in its sole discretion, with or without cause, and without liability, to suspend, discontinue or modify any or all of its Feeds at any time and to immediately require you to cease accessing, displaying, or otherwise using any or all of the Feeds or the content of the Feeds. Aura will not be liable for any loss or damage arising from your use of or in connection with the Feeds.

User content and license grant

You agree that you are solely responsible for all information, data, content, text, photographs, graphics, images, videos, messages, comments, quotations, files, documents, and any other materials that you submit, upload, post, e-mail, transmit, or otherwise make available via the Site ("User Content"). By submitting, uploading, posting, e-mailing, or transmitting User Content to the Site, you represent and warrant that either you own all right, title, and interest in and to the User Content or have express permission from the owner to copy and use such User Content for all purposes related to the Site. Aura does not control and is not responsible for the User Content uploaded via the Site, and Aura neither guarantees the accuracy, quality, or appropriateness of nor endorses any User Content submitted to the Site.

You agree not to use the Site to:

• submit, upload, post, e-mail, transmit, or otherwise make available any User Content that is unlawful, harmful, threatening, abusive, menacing, harassing, tortious, defamatory, vulgar, pornographic, obscene, offensive, blasphemous, libelous, unlawful, invasive of another’s privacy or publicity rights, hateful, or racially, ethnically, or otherwise objectionable;

• submit, upload, post, e-mail, transmit, or otherwise make available any User Content that personally attacks

or is derogatory toward Aura as an entity, Aura employees, any Aura products or services, or any Aura Materials;

• harm minors in any way, including, but not limited to, submitting, uploading, posting, e-mailing, transmitting,

or otherwise making available content that violates child pornography laws, child sexual exploitation laws, or laws prohibiting the depiction of minors engaged in sexual conduct;

• impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or

entity;

• forge headers or otherwise manipulate identifiers in order to disguise the origin of any User Content transmitted through the Site;

• submit, upload, post, e-mail, transmit, or otherwise make available any User Content that you do not have a

right to make available under any law or contractual or fiduciary relationships or obligations;

• submit, upload, post, e-mail, transmit, or otherwise make available any User Content that infringes, violates, or misappropriates any patent, trademark, trade secret, copyright, or other intellectual property or proprietary right or any moral right of any party;

• submit, upload, post, e-mail, transmit, or otherwise make available any personal information or specific

account details about yourself or any person or entity;

• submit, upload, post, e-mail, transmit, or otherwise make available any advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;

• submit, upload, post, e-mail, transmit, or otherwise make available any material that contains viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment; or

• intentionally or unintentionally violate any applicable local, state, national, or international laws, rules,

regulations, decrees, acts, orders, directives, legislation, bills, or statutes.

You grant Aura and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors a perpetual, worldwide, irrevocable, nonexclusive, fully-paid up, royalty-free, sublicensable, and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce, and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas, or expressions of ideas arising out of or based on the User Content, for any purpose in Aura’s sole discretion, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party. Aura shall exclusively own all right, title, and interest in and to any derivative works or inventions created by or on behalf of Aura that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

Except as set forth in our Privacy Policy, none of the User Content that you submit, upload, post, e-mail, or transmit or otherwise make available via the Site shall be subject to any confidentiality obligations by Aura and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors. Except as may be provided by federal securities laws, Aura shall not be liable in any way for any User Content or for the use or disclosure of any User Content.

You acknowledge that Aura and/or its vendors may or may not (but are not obligated to) monitor User Content, but that Aura shall have the right in its sole discretion to monitor, post, move, refuse, or remove any User Content, in whole or in part, for any reason whatsoever, without notice and without liability.

If you have any questions or comments about your Aura investments or other customer service issues, please write us

: info@aura.co.th

Your account

Certain parts of this Site may be protected by passwords or require a login. Further, for authentication purposes, Aura may provide you with security codes delivered by text message to allow you to access the Site and certain features on this Site may require you to answer a designated security question. You agree to provide Aura with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree to use this Site to access only those accounts on which you are authorized to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorized to act. You agree that the phone number you provide to receive text messages is registered in your name. You further agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected Materials or information, through any means not intentionally made available to you by Aura.

You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this Site, and for logging off of your account and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. You agree that you will not direct Aura to send text messages or automated calls to mobile phones or other access devices that do not utilize personalized

security codes or encryption. If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, logins, passwords, or security questions and answers, you agree to contact Aura immediately. Aura will not be liable for any loss or damage arising from your failure to comply with this paragraph. Note: The transmission of security codes to mobile or other access devices is available to phone numbers domestic to the United States and internationally. The delivery of security code text messages or automated calls may not be available to your phone number depending on your location.

Products and services provided to you through this Site may involve the electronic transmission, including via any e- mail address you provide to us, of information that you may consider to be personal financial information or promotional and marketing materials, and you consent to such transmission.

Data, information, and content

The Materials on this Site are for information, education, and noncommercial purposes only. Although Aura may provide data, information, and content relating to investment approaches and opportunities to buy or sell securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site before making any decisions based on such Materials. In exchange for using such Materials, you agree not to hold Aura or its third-party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site. By providing access to other websites, neither Aura nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website's sponsoring organization.

Copyright policy, notice, and claim information

All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by Aura and its third-party information providers, and are protected by United States and international intellectual property laws.

Pursuant to Section 512(c)(2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, Aura designates an agent as described below to receive notifications of claimed copyright infringement by mail: Amy Brown : Aura Solution Company Limited . 75 Wichit Road , Phuket Thailand 83000 +66 8241 88 111 info@aura.co.th www.aura.co.th

The designated copyright agent can also be reached by mail: Amy Brown : Aura Solution Company Limited . 75 Wichit Road , Phuket Thailand 83000 +66 8241 88 111 info@aura.co.th  www.aura.co.th

Trademarks and patents

All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.

All Aura graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Aura. Aura's trademarks, service marks and trade dress may not be used in connection with any product or service that is not Aura's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Aura. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Aura.

Copyright © 2017, Citigroup Index LLC. All rights reserved. "Citigroup", "Citi" and other service marks and trademarks related to Citigroup Index LLC are trademarks and service marks of Citigroup Inc. or its affiliates, are used and registered throughout the world, and are used under license for certain purposes by Aura. The investment fund offered herein is not sponsored, endorsed, sold or promoted by Citigroup Index LLC ("Citigroup Index"), and Citigroup Index makes no representation regarding the advisability of investing in such fund. Reproduction of the Citigroup Index data and information in any form is prohibited except with the prior written permission of Citigroup Index. Although such data and information is believed to be reliable, Citigroup Index does not guarantee the accuracy, adequacy, completeness or availability of any data and information and is not responsible for any errors or omissions or for the results obtained from the use of such data and information. CITIGROUP INDEX GIVES NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. In no event shall Citigroup Index be liable for any direct, indirect, special or consequential damages in connection with any use of the Citigroup Index data and information.

​

Aura funds are not sponsored, endorsed, sold, or promoted by the University of Chicago or its Center for Research in Security Prices, and neither the University of Chicago nor its Center for Research in Security Prices makes any representation regarding the advisability of investing in the funds.

Morningstar data: © 2013 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; (3) does not constitute investment advice offered by Morningstar; and (4) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

The funds or securities referred to herein that are offered by Aura Solution Company Limited and track an Aura index are not sponsored, endorsed, or promoted by Aura & Aura bears no liability with respect to any such funds or securities. For such funds or securities, the prospectus or the Statement of Additional Information contains a more detailed description of the limited relationship  with Aura Solution Company Limited better known as AURA.

Android is a trademark of Google Inc.

Apple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

CFA® and Chartered Financial Analyst® are trademarks owned by CFA Institute.

Dividend Achievers is a trademark of The NASDAQ OMX Group, Inc. (collectively, with its affiliates, "NASDAQ OMX") and has been licensed for use by Aura Solution Company Limited better known as AURA. Aura mutual funds are not sponsored, endorsed, sold, or promoted by NASDAQ OMX, and NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE AURA MUTUAL FUNDS.

The Dow Jones indexes (the "Indexes") are products of Dow Jones Indexes, licensed trademarks of CME Group Index Services LLC ("CME"), and have been licensed for use. "Dow Jones®" and "Dow Jones Indexes" are service marks of

Dow Jones Trademark Holdings, LLC ("Dow Jones"), have been licensed to CME, and have been sublicensed for use for certain purposes by Aura Solution Company Limited better known as AURA. Aura Solution Company Limited better known as AURA.'s funds and/or ETFs based on the Indexes are not sponsored, endorsed, sold, or promoted by Dow Jones, CME, or their respective affiliates and Dow Jones, CME, and their respective affiliates make no representation regarding the advisability of investing in such product(s).

Financial Engines, Financial Engines Investment Advisor, Advice Server, and AdviceLight are trademarks of Financial Engines, Inc. Financial Engines Advisors LLC, a federally registered investment advisor and wholly owned subsidiary of Financial Engines, Inc., provides all advisory services.

​

Aura Bond ETF Dividend Declaration model is protected by U.S. Patent Nos. 7,792,725 and 8,175,944. Aura Personal QDI Calculation Process are protected by U.S. Patent Application No. 7,953,661. CGS identifiers have been provided by CUSIP Global Services, managed on behalf of the American Bankers Association by Standard & Poor’s Financial Services, LLC, and are not for use or dissemination in a manner that would serve as a substitute for any CUSIP service. The CUSIP Database, © 2018 American Bankers Association. “CUSIP” is a registered trademark of the American Bankers Association.

International use

Because of the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.

Each investment product and service referred to on this Site is intended to be made available only to U.S. residents. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. Persons residing outside the United States are invited to visit Aura's website for Non-U.S. Investors for more information about products and services available to them.

Third-party content

Data and other materials appearing on this Site that are provided by third parties are believed by Aura to be obtained from reliable sources, but Aura cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. Aura is not responsible for, and does not prepare, edit, or endorse, the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that Aura has provided a link to a third party's website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by Aura with respect to such website, its owners, providers, or services. You will use any such third-party content at your own risk and you agree that Aura is not liable for any loss or damage that you may suffer by using third-party websites or any content, advertising, products, or other materials in connection therewith.

Timeliness of content

All content on this Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Termination

The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. Aura, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. Aura will not be liable to you or any third party for any termination of your access to or use of this Site.

Warranty disclaimers

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, AURA AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SITE; (II) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND

1. THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES.

FURTHER, AURA AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE.

EXCEPT AS PROVIDED BY LAW, NEITHER AURA NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME.

TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.

Liability and indemnity

ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.

NEITHER AURA NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF AURA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF AURA AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.

You agree to indemnify, defend, and hold harmless Aura, its subsidiaries and affiliates, each of its and their officers, directors, employees, and agents, licensors, and vendors from and against all claims, demands, liabilities, damages, losses, or expenses, including attorney's fees and costs, arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use.

Integration and severability

If any provision of these Terms of Use is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between you and Aura relating to the subject matter herein.

Applicable law and venue

The laws of the Commonwealth of Pennsylvania, United States of America, without regard to principles of conflict of laws, govern these Terms of Use and any dispute that might arise between you and Aura. If you take legal action relating to these Terms of Use, you agree to file such action either in the Court of Common Pleas of Chester County, Pennsylvania, or the United States District Court for the Eastern District of Pennsylvania and in no other venue, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

Aura Brokerage Dollar Trading Terms of Use

These Terms of Use ("Terms") cover Your use of trading functionality provided by Aura Solution Company Limited ("AURA") that permits You to place dollar value trades in certain Securities (the "Service"), as described below. These Terms are part of a binding legal contract between You and AURA (together with its parent, and their respective affiliates, "AURA"or "we"), on the other. Please read these Terms carefully before using the Service, as doing so will indicate Your agreement to them. If You do not agree to these Terms, then do not use the Service. Your use of the Service is governed by these Terms, as well as the terms of other agreements You have with AURA, including the Aura Brokerage Account Agreement, the Website Terms of Use, and the Aura Mobile App Terms of Use (together, the "AURA Agreements"). These Terms supplement the AURA Agreements.

Unless defined in these Terms, capitalized terms used in these Terms shall have the meanings given to them in the AURA Agreements. AURA may change these Terms at any time. We will inform You of changes to these Terms, which will apply to Your use of the Service and transactions made after that date. Your continued use of the Service after we notify You of changes to these Terms indicates that You agree to be bound by them. If You do not agree with a change, You should discontinue the Service.

Overview: Dollar Trades and Fractional Shares The Service allows You to buy and sell Eligible Securities in dollar values, rather than in whole shares ("Dollar Trades"). For example, if You wanted to invest $1,000.00 in Aura's Total Stock Market Index Fund ETF (symbol: VTI) trading at $204.60 and could purchase only whole shares, You could acquire only four (4) whole shares of VTI, which would leave more than 18% of Your investable funds ($181 of $1,000) out of the market. By contrast, if You placed a Dollar Trade to buy $1,000.00 of VTI at the same price, You would own approximately 4.8875 shares of that Security, subject to the Terms below.

When You place Dollar Trades under the Service, You may end up owning a fraction of a single share ("Fractional Share"), or a number of whole shares and a Fractional Share for the Eligible Securities You purchase. As described below, Fractional Shares present unique risks, and have certain limitations; they also may have different rights from a whole share of the same Security.

Eligible Accounts. The Service is available only to self-directed clients that do not have margin on any AURA brokerage account. AURA reserves the right to add, delete, or amend the type of Accounts that are eligible for the Service at any time. To participate, You must respond to an invitation to use the Service that You received directly from AURA.

Eligible Securities. At this time, only exchange traded funds ("ETFs") issued by Aura Solution Company Limited better known as AURA. ("VGI") are eligible for Dollar Trades ("Eligible Securities"). AURA reserves the right to add or delete a Security to the list of Eligible Securities at any time. The inclusion or removal of particular Security as an Eligible Security under the Service is not a recommendation related to any Security, nor is it advice. If AURA revokes a particular Security's status as an Eligible Security, You will no longer be able to place additional Dollar Trades to purchase or sell that Security. You may, however, continue to place whole share trades to buy and sell such Securities. If AURA no longer classifies a particular Security as an Eligible Security and You hold only a Fractional Share of that Security, it will be subject to AURA' Auto-Liquidation processes, described below.

Eligible Orders. At this time, the Service supports only market orders. AURA reserves the right to expand the order types supported by the Service (e.g., limit orders).

Dollar Value Order Conversion. AURA will convert Your Dollar Trade from dollars to shares on two separate occasions. In both cases, Your Dollar Trade will be converted into share quantities for execution to four decimal places, and the share quantities will be rounded down. This rounding process may result in the final purchase amount of an

Eligible Security being one to several cents less than what You intended to invest (for example, an order for $999.98 instead of $1,000.00).

Estimated Share Quantity. Before you place Your Dollar Trade, AURA will provide You with an estimate of the share quantity impacted by Your proposed Dollar Trade, including any Fractional Share quantity you may buy or sell as a result of such trade ("Estimated Share Quantity"). AURA calculates this estimate to provide You with an approximation of the total quantity of shares impacted by Your Dollar Trade, and to meet its regulatory reporting obligations. For Dollar Trades placed during market hours, AURA performs this conversion by dividing the dollar amount You enter in the trade path by the then-current bid/ask price; if that data is unavailable for any reason, AURA will use the last traded price or (if neither current bid/ask or last traded price data is available) the previous closing price in that Eligible Security. For Dollar Trades placed outside market hours, AURA provides an Estimated Share Quantity using the previous closing price.

Final Fractional Share Quantity. Once You place a Dollar Trade, AURA recalculates the Fractional Share quantity impacted by Your order based on the then-current bid/ask price. For Dollar Trades placed after market hours, AURA will use the bid/ask price at market open. Any changes in the price of the Eligible Security in Your order will be reflected in the share quantity You receive for Your Dollar Trade. For example, if You entered a proposed Dollar Trade to buy

$500.00 of VTI currently trading at $233.00, Your Estimated Share Quantity would be 2.1459 shares. If, after You place a Dollar Trade, the price of VTI increases to $234.50, then Your Final Fractional Share Quantity will be 2.1321, as the price increase results in a corresponding reduction in the Fractional Share quantity you will receive. Since the Final Fractional Share Quantity You receive may change based on the then-current price, in periods of heightened market volatility, significant price variations in Securities may result in corresponding variations between Your Estimated Share Quantity and Your Final Fractional Share Quantity.

Selling Eligible Securities. You may sell Eligible Securities You bought through the Service in whole shares or in dollar amounts (sometimes referred to as notional trades). For example, if You own 4.88 shares of an Eligible Security trading at $205.00 (total value: approx. $1,000.00), You can enter a whole share trade to sell up to four shares of that Security, or You can enter a Dollar Trade to sell $500.00 in that Eligible Security. If You own one or more whole shares in an Eligible Security enabled by Dollar Trading, You may sell Your entire share quantity by entering a share-based trade (as opposed to a Dollar Trade) to sell all Your whole shares, which will also result in the Auto-Liquidation (described below) of any Fractional Share you own in that Security. If You own a Fractional Share only for an Eligible Security, You may sell Your entire Fractional Share by electing to sell all shares in the trade path. AURA does not guarantee that there will be a market for Fractional Shares in any Security, including Eligible Securities.

Avoiding "Overselling". As described above, Your Final Share Quantity reflects the then-current price for that Eligible Security, and that price may change between then You enter Your order and when it is executed. This means that if You were to place a Dollar Trade to sell nearly all of Your entire position in an Eligible Security, You would risk "overselling" Your position, that is, selling more shares than you own. For example, if You own 4.25 shares of VTI valued at $231, the total value of Your position in VTI is approximately $1000.00. If You were to place a Dollar Trade to sell $1000.00 of VTI and its price decreases to $229, You would need to sell a greater share quantity of VTI than you own (4.3668 shares vs. 4.25 shares) to execute that trade. As a control to help prevent overselling, if Your proposed Dollar Trade exceeds a certain threshold of your entire position in that Eligible Security ("Position Threshold"), then prior to placing Your Dollar Trade, AURA will prompt You either to lower the dollar amount of Your Dollar Trade so that it no longer Exceeds the Position Threshold, or indicate that you want to sell Your entire position, including all Fractional Shares in that Eligible Security. The Position Threshold is current 98% or more of Your total position in an Eligible Security in an Eligible Account. AURA reserves the right to amend or modify the Position Threshold in its sole discretion.

Trades "Not Held". All Dollar Trades will be "not held" orders. A "not held" order means that You grant AURA time and price discretion to transact Your orders on a best-efforts basis. You will not be permitted to enter limit or other conditional orders under the Service. There may be a significant difference in the quoted price for a stock between the time You enter Your order and the time the order is executed. You agree that AURA is not responsible for any potential market fluctuations, or alleged trading losses, during this time period. If You do not want Your order to be worked on a "not held" basis, do not use the Service.

Order Duration. Orders placed using the Service during market hours are good for that day's trading session. Orders entered outside of market hours are good until the close of the next trading session.

Order Aggregation. AURA may, in its discretion, aggregate all Dollar Trade orders for the same Eligible Security placed outside market hours. Under these circumstances, the aggregated orders will each receive the same order execution price as similarly-aggregated Dollar Trades in the same Eligible Security, and will not receive the "opening print" for such Eligible Security.

Extended Hours Trading. Dollar Trades are not eligible for Extended Hours Trading Sessions.

Trading Halts. In the event of a market trading halt, the Service will also be halted for all Securities, and Your order will be held until trading resumes. However, Your order is good only for that day's trading session, or in the case of an order entered outside of market hours, good until the close of the next trading session. If trading does not resume or Your order is not executed within that timeframe, it will be cancelled.

Order Fulfillment: Capacity, Pricing, and Trade Confirmations. There are two types of Dollar Trades: (1) "Combined Dollar Trades," which are Dollar Trades involving both whole shares and Fractional Shares, and (2) "Fractional Dollar Trades," which involve the purchase or sale of only a Fractional Share (e.g., the purchase of .7 share of VTI). In both cases, You will receive a trade confirmation for all Dollar Trades You place when You use the Service.

1. 1. Combined Dollar Trades. The whole share component of all Dollar Trade orders will be executed by AURA as agent and will receive the price AURA receives from its execution partner. The corresponding Fractional Share will receive the same execution price as the whole shares. When AURA executes the Fractional Share component of Your Dollar Trade, it acts as principal. Your trade confirmation will indicate that AURA acted in a "mixed capacity", that is, as agent for the whole shares and as principal for the corresponding Fractional Share.

1. Fractional Dollar Trades. If AURA fulfills a Fractional Dollar Trade against a AURA account, it acts as principal. If AURA fulfills the Fractional Share from existing AURA account inventory, it prices it at the midpoint of the National Best Bid and Offer ("NBBO"). If AURA does not fulfill the Fractional Dollar Trade against existing AURA account inventory, then the Fractional Share receives the execution price of the whole share acquired by AURA to complete that trade.

When trading as principal for its own account, AURA may make a profit or incur a loss on each trade. For example, if You place a Combined Dollar trade to buy an Eligible Security and AURA is required to acquire a whole share to fulfill the Fractional Share portion of that trade, that Fractional Share will receive the execution price of the corresponding whole shares for Your order, but AURA may receive a more favorable price for that whole share based on then-current market data (e.g., NBBO).

Limited Trade Channels for Dollar Trades. The Service is only available on AURA' website and mobile app. As a result, You cannot place Dollar Trades with a live AURA representative, or through any other Alternative Channels (defined below) that AURA may make available to You. You may, however, place whole share trades with a live AURA representative or via any Alternative Channels that AURA may make available to You.

Cost Basis Method Restrictions and Limitations. AURA' default cost basis method for Securities You acquire via Dollar Trades is "First In, First Out" ("FIFO"). You may select an alternative cost basis method for each Security under the "Profile and Account Settings" page on at www.aura.co.th but one cost basis method, Specific Identification ("SpecID"), may not be used for Dollar Trades. If You previously selected SpecID as Your preferred cost basis method and place a Dollar Trade to sell that Security, AURA will use FIFO as the cost basis method for that trade. If You want to place a Dollar Trade using an alternative available cost basis method (e.g., "Highest in, First Out" ("HIFO")), You can select it under the "Profile and Account Settings" link before You place Your sell order. If You wish to use SpecID as Your cost basis method for a sell order, You should place Your order in whole shares, rather than as a Dollar Trade.

AURA also makes certain alternative cost basis methods available in the trade path as you place Your sell order. Your cost basis method options in the trade path for Dollar Trades, however, are more limited than those available under the "Profile and Account Settings" link on at www.aura.co.th In particular, if You previously selected "Average Cost" as the cost basis method for a Security and place a Dollar Trade sell order, You will not be able to select an alternative cost basis method in the trade path. Instead, You will need to select an alternative cost basis method under the "Profile and Account Settings" link prior to placing Your sell order.

Service Limitations/Unavailability. AURA provides the Service "as is": it does not guarantee that the Service will be available to You at a particular time, and reserves the right to suspend or terminate the Service at any time without prior notice. Access to the Service may be limited or unavailable during periods of peak demand, market volatility, systems upgrades or maintenance, or for other reasons. If the Service is unavailable or delayed at any time, You agree to use alternative channels to place Your orders, such as calling Aura, or using an alternative trade path identified by AURA ("Alternative Channels"). You also acknowledge and agree that the Service may not be available in some or all of these Alternative Channels. As a result, You will not be able to place Dollar Trades, and may only execute trades in these Alternative Channels in whole shares only.

Fractional Share Ownership Dividends. You will receive dividends on Fractional Shares unless the prorated amount of the dividend is less than one half of one cent ($0.005). Fractional Shares are eligible for automatic reinvestment of cash dividends received, at Your election, subject to the terms of AURA' Dividend Reinvestment Program. If You participate in AURA' dividend reinvestment program and Your dividend would equate to less than .0005 share of that Security, then You will receive Your dividend in cash.

Corporate Actions. The eligibility of Fractional Shares to participate in corporate actions may be different than whole shares. For mandatory reorganizations, such as mergers and acquisitions, stock splits, or spin-offs, typically AURA will distribute Your interest in proportion to Your ownership interest, inclusive of any Fractional Shares. However, only whole shares, and not Fractional Shares, are eligible to participate in voluntary corporate actions, including tender offers and certain rights offerings.

Voting Rights in Aura ETFs. If You hold a Fractional Share in a Aura exchange traded fund ("ETF"), You will receive a fractional vote for each fractional dollar amount of net asset value ("NAV") owned on the record date. For voting purposes, Your Fractional Share ownership interest will be rounded to the third decimal; for example, if You own .7757 share of VTI, then AURA will round Your voting interest for that Aura ETF to .776 share.

Stock Certificates. Stock certificates cannot be issued for Fractional Shares.

Account Transfer. Fractional Shares are not currently transferrable to another brokerage firm. If, for example, You own 10.5 shares of a Security and instruct AURA to transfer Your Account to another firm, 10 shares will be transferred. Your 0.5 Fractional Share will be acquired and liquidated by AURA, and will receive the closing price from the trading day immediately preceding the transfer of Your whole share(s) to the other firm. AURA will distribute these proceeds in Your Account, and will provide confirmation of the Fractional Share liquidation on Your periodic statement. Since Your Fractional Shares cannot be transferred, Your overall SIPC coverage may be affected.

Suspending Auto-Liquidation. Prior to offering the Service, if You acquired a Fractional Share in Your Account (e.g., via participation in AURA' dividend reinvestment program), it had been AURA's practice to automatically sell ("Auto- Liquidate") Your Fractional Share holdings when You place an order to sell Your entire whole share position in that Security. For example, if You owned 10.2 shares in a Security and sold all 10 shares, AURA would Auto-Liquidate the remaining .2 Fractional Share and place the proceeds of that sale into Your Account. AURA also Auto-Liquidated "orphaned Fractional Shares," that is, Fractional Shares You may receive without a corresponding whole share position in that Security. The first time You use the Service, AURA will turn off the Auto-Liquidate feature for each Eligible Security in which You place a Dollar Trade for the Account in which You placed such Dollar Trade. As a result, if You acquired a Fractional Share in an Eligible Security using the Service and own only a Fractional Share, You will need to affirmatively sell that Fractional Share if You wish to sell Your entire position. Conversely, if You own only a Fractional Share that is no longer classified by AURA as an Eligible Security, it will be subject to AURA's Auto-Liquidation processes.

Revised 01/09/2022

About Us

Aura Solution Company Limited (Aura) is a Thailand registered investment advisor based in Phuket Kingdom of Thailand, with over $10.15 trillion in assets under management.

Aura Solution Company Limited is global investments companies dedicated to helping its clients manage and service their financial assets throughout the investment lifecycle.

Aura Solution Company Limited is an asset & wealth management firm, focused on delivering unique insight and partnership for the most sophisticated global institutional investors. Our investment process is driven by a tireless pursuit to understand how the world’s markets and economies work — using cutting edge technology to validate and execute on timeless and universal investment principles. Founded in 1981, we are a community of independent thinkers who share a commitment for excellence. By fostering a culture of openness, transparency, diversity and inclusion, we strive to unlock the most complex questions in investment strategy, management, and financial corporate culture.

Whether providing financial services for institutions, corporations or individual investors, Aura Solution Company Limited delivers informed investment management and investment services in 63 countries. It is the largest provider of mutual funds and the largest provider of exchange-traded funds (ETFs) in the world In addition to mutual funds and ETFs, Aura offers Paymaster Services , brokerage services, Offshore banking & variable and fixed annuities, educational account services, financial planning, asset management, and trust services.

Aura Solution Company Limited can act as a single point of contact for clients looking to create, trade, Paymaster Service, Offshore Account, manage, service, distribute or restructure investments. Aura is the corporate brand of Aura Solution Company Limited.

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HOW TO REACH AURA

TURKEY

Kaan Eroz Managing Director

Aura Solution Company Limited E : kaan@aura.co.th

W: https://www.aura.co.th/ P : +90 532 781 00 86

NETHERLAND

S.E. Dezfouli Managing Director

Aura Solution Company Limited E : dezfouli@aura.co.th

W: www.aura.co.th P : +31 6 54253096

THAILAND

Amy Brown Wealth Manager

Aura Solution Company Limited E : info@aura.co.th

W: www.aura.co.th P : +66 8241 88 111

P : +66 8042 12345